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Are you currently paying off your mortgage at a much higher interest rate than you would be paying if you were to get that exact same mortgage at the near-record low interest rates that are available today? Do you have so many student loans from your many years at school that you have difficulty keeping track of which ones you have sent in your monthly payments for?
Worse, are you worried about how much more you will end up paying on those student loans over the years as interest rates continue to rise, as they have been doing for the pass several years and are expected to continue doing well into the foreseeable future? What about the loans that you had to take out to purchase your family cars? If you just have so many loans that you can't keep them straight, or are paying off your loans at a much higher interest rate than you think you should be paying, consider looking into refinancing your loans.
By refinancing all your loans, you can combine the many loans you currently have into one single loan, making paying your monthly bills much, much easier. Why write five, ten, or even twenty checks a month to make your loan payments when you can take care of all of it with one check? And with interest rates on the rise, now is the time to lock in all of your loans at a lower interest rate, which can save you hundreds or thousands of dollars over the coming years, money that will certainly come in handy for your other expenses. Lock in a lower interest rate today before it is too late!